In order for a business to run smoothly, there are a number of expenses that need to be paid. Such expenses include making payroll, marketing and advertising, paying vendors, working capital, and purchase inventory. However, sometimes companies may be faced with a time-sensitive situation where they might require fast small business capital to take care of these expenses as soon as possible.

Furthermore, a company may find it impossible to obtain a fast business loan from a traditional lender for not having the required collateral or the business credit. And even if they do fulfil the criterion of a bank, the application process itself is tedious and lengthy taking up to several days or even weeks to process, thus further prolonging the process of obtaining business funding.

Thus for small business owners, waiting for months to obtain finance to take care of their expenses is simply not feasible. This can put the business as well as the employees at risk. So in this case, MCA might be the best choice.